VA Debt To Income Ratio
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High Debt-To-Income Ratio Mortgage Solutions

This guide covers high debt-to-income ratio mortgage solutions for borrowers. Debt-to-income ratio and credit is the two most important factors in the mortgage approval process.  The debt-to-income ratio is calculated by adding the total minimum monthly payments and dividing it by the mortgage borrower’s monthly gross income.  For example, let’s take a case study on…

VA Streamline Refinance
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FHA Loans Versus Conventional Loans

FHA Loans are the most popular mortgage programs today due to the many benefits it offers. There are thousands of mortgage loan applicants with great credit scores But due to the strict mortgage guidelines on conventional loans set by Fannie Mae and Freddie Mac cannot qualify for a residential mortgage Some of the hurdles conventional…