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GCA Mortgage
Home / FHA Loans - Page 2

FHA Loans

FHA Guidelines On Non-Occupant Co-Borrowers
Non-Occupant Co-Borrowers

FHA Guidelines on Non-Occupant Co-Borrowers

ByGustan Cho February 15, 2024February 21, 2024
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FHA Guidelines On Non-Occupant Co-Borrowers allow family members to be on a home buyer FHA loan for income qualification. There can be more than one…

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FHA Loans With Low Credit Scores
Collections and Charged-Off Accounts | Credit Scores | FHA Loans | Mortgage With Low Credit Scores | Videos

FHA Loans With Low Credit Scores Mortgage Guidelines

ByAlex Carlcucci November 27, 2023December 18, 2023
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Apply Now This blog will cover qualifying for FHA loans with low credit scores and bad credit mortgage guidelines. FHA loans are this country’s most…

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FHA Facts From Fiction
FHA Loans | Lender Overlays | Videos

FHA Facts From Fiction on FHA Loans

ByGustan Cho November 21, 2023January 18, 2024
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This guide covers FHA facts from fiction on FHA loans.  Many homebuyers often get confused when shopping for a mortgage. What are the FHA facts…

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FHA Versus NON-QM Loans
Non-QM Loans | FHA Loans | Mortgage After Bankruptcy | Mortgage After Foreclosure | Mortgage After Short Sale | Videos

FHA Versus NON-QM Loans

ByAlex Carlcucci November 13, 2023January 19, 2024
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This guide covers qualifying for FHA versus non-QM loans. In the following paragraphs, we will cover qualifying and getting approved for FHA versus NON-QM loans. …

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Mortgage During Chapter 13 Bankruptcy
Mortgage After Bankruptcy | Manual Underwriting | Videos

Mortgage During Chapter 13 Bankruptcy Guidelines

ByAnngelli Abenes November 11, 2023December 18, 2023
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Apply Now This blog will fully explain how to qualify for a mortgage during  Chapter 13 Bankruptcy. We will review a detailed list of qualifying…

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FHA Loans

FHA Loan Requirements For 2023

ByGustan Cho October 7, 2023November 4, 2024
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FHA Mortgage Credit Score Requirements 2022 If you’re like a lot of people, the last two years have been rough. With the pandemic’s start, people…

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FHA Multi-Family-Unit Self-Sufficiency Test
Multi-Family Mortgages | Multi-Family Homes | Videos

FHA Multi-Family-Unit Self-Sufficiency Test

ByGustan Cho February 2, 2023December 18, 2023
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Apply Now In this article, we will cover FHA multi-family-unit self-sufficiency test. Are you looking to be a homeowner and build a long-term investment strategy…

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Conventional Versus FHA Mortgage
Conventional loans | FHA Loans | Videos

Difference Between Conventional Versus FHA Loan Guidelines

ByGustan Cho January 17, 2023February 17, 2025
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In this article, we will cover the difference between Conventional versus FHA loan guidelines. We will discuss the differences between Conventional versus FHA loan for…

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FHA Home Loan Guidelines on Purchase And Refinance
FHA Loans

FHA Home Loan Guidelines on Purchase and Refinance

BySapna Sharma November 24, 2022December 18, 2023
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Apply Now This blog will cover FHA home loan guidelines on purchase and refinance transactions. We will discuss whether you qualify for FHA loan and…

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FHA Versus Conventional Mortgages
FHA Loans | Conventional loans | Videos

FHA Versus Conventional Mortgages on Purchase and Refinance

ByAnngelli Abenes November 19, 2022December 18, 2023
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Apply Now In this blog, we will cover the comparison of FHA versus conventional mortgages on purchase and refinance transactions. Prior to home buyers starting…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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    Condo Hotel Mortgage Rates And Terms
    by Gustan Cho
    May 14, 2025
  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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