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GCA Mortgage
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Home Mortgage

Foreign National Mortgages
Uncategorized

Foreign National Mortgages

ByGustan Cho May 1, 2025May 4, 2025
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What is foreign national mortgages? Thanks to its stability, growth potential, and investment opportunities, the U.S. real estate market attracts international buyers. However, the path…

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FHA
Home Purchase | Home Mortgage

Getting Pre-Approved Before Shopping For A Home

ByAlex Carlcucci April 5, 2024April 5, 2024
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In this article, we will cover and discuss getting pre-approved before shopping for a home. No two homebuyers have the same credit score and financial…

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Getting a Mortgage After Bankruptcy and Foreclosure
Conventional loans | FHA Loans | Home Mortgage | Home Purchase

Is Now Good Time Home Purchase In Chicago And Suburbs

BySapna Sharma March 27, 2024November 4, 2024
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This Article Is About Now Good Time Home Purchase In Chicago And Suburbs Chicago is the second-largest city in the United States behind the city…

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TRID Mortgage Regulations
Home Mortgage | Home Purchase | Home Seller

Multiple Offers By Homebuyers on Purchases of Listed Homes

ByAlex Carlcucci December 1, 2023May 15, 2024
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This guide covers multiple offers by homebuyers on purchases of listed homes. How do you tackle cases of multiple offers by homebuyers on purchases? The…

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On Title But Not On Note
Mortgage After Foreclosure | Mortgage After Bankruptcy

On Title But Not on Note Mortgage Guidelines

ByGustan Cho October 23, 2023December 18, 2023
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This guide covers qualifying for a mortgage after foreclosure for borrowers on title but not on note. Home buyers with a prior foreclosure who were…

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Buying a Home in Hawaii
First-Time Homebuyers | Home Mortgage | Real Estate Topic | Videos

Buying a Home in Hawaii With Bad Credit

ByGustan Cho September 20, 2023December 18, 2023
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This guide covers buying a home in Hawaii with bad credit and low credit scores. Even though buying a home in Hawaii on the islands…

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Mortgage Fraud
Home Mortgage | Home Purchase | Mortgage Process | Real Estate Topic | Videos

What is Mortgage Fraud

ByAnngelli Abenes September 20, 2023December 18, 2023
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This guide covers what mortgage fraud is. What is mortgage fraud during the homebuying and mortgage process? There are two types of loan fraud. Fraud…

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Non-QM Versus Qualified Mortgages
Non-QM Loans | Videos

What Are Non-QM Versus Qualified Mortgages

ByGustan Cho September 19, 2023February 17, 2025
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Get a Fast Quote: Click Here In this blog, we will cover and discuss what are non-QM versus Qualified Mortgages. Non-QM loans, also known as…

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Letter of Explanation To Mortgage Underwriters
Mortgage Process | Mortgage Pre-Approval

How To Write Letter of Explanation To Mortgage Underwriters

ByMargarett Jurilla September 17, 2023February 13, 2024
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Apply Now In this article, we will discuss how to write a letter of explanation to mortgage underwriters. Borrowers must get accustomed to writing letters…

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Case Scenario fix the credit
Home Purchase | Credit Scores | Home Mortgage

Monitoring Credit Report To Qualify For A Mortgage

ByGustan Cho February 7, 2023November 4, 2024
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This Article Is About Monitoring Credit Report To Qualify For A Mortgage  It’s up to you and it is your responsibility to have control of…

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Escrow Holdback
Appraisal | Conditional Loan Approval | Home Mortgage | Videos

Escrow Holdback By Mortgage Lenders For Repairs

ByAlex Carlcucci February 1, 2023December 18, 2023
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In this article, we will cover escrow holdback by mortgage lenders for repairs. We will discuss what an escrow holdback is on a home purchase….

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Investment Property Loans
Home Purchase | Home Mortgage

Paying Off Mortgage Early Prior To End Of The Loan Term

ByGustan Cho February 18, 2022June 11, 2024
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In this blog, we will discuss and cover paying mortgage early prior to the end of the home mortgage term. Paying Off Mortgage Early before…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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