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GCA Mortgage
Home / home purchase

home purchase

A Guide To Buying a Foreclosed Home
First-Time Homebuyers | Home Mortgage | Home Purchase

A Guide To Buying a Foreclosed Home

ByAlex Carlcucci May 7, 2025May 8, 2025
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In this guide, we will cover buying a foreclosed home. Foreclosures can be an exciting topic for many potential home buyers. However, buying a foreclosed…

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Getting a Mortgage in The Virgin Islands
Bad Credit Mortgage Loans | Home Mortgage | Non-QM Loans | Videos

Getting a Mortgage In The Virgin Islands For a Home Purchase

ByGustan Cho July 11, 2024July 11, 2024
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  In this guide, we will cover getting a mortgage in the Virgin Islands for a home purchase with a U.S.-based mortgage lender. In recent…

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Steps To Buying a House
Home Purchase | First-Time Homebuyers

Steps To Buying a House For First-Time Homebuyers

ByMargarett Jurilla July 1, 2024March 6, 2025
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Buying your first home is an exciting achievement but can also feel overwhelming. Understanding the process and preparing can make your homebuying journey smooth and…

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FHA
Home Purchase | Home Mortgage

Getting Pre-Approved Before Shopping For A Home

ByAlex Carlcucci April 5, 2024April 5, 2024
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In this article, we will cover and discuss getting pre-approved before shopping for a home. No two homebuyers have the same credit score and financial…

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Getting a Mortgage After Bankruptcy and Foreclosure
Conventional loans | FHA Loans | Home Mortgage | Home Purchase

Is Now Good Time Home Purchase In Chicago And Suburbs

BySapna Sharma March 27, 2024November 4, 2024
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This Article Is About Now Good Time Home Purchase In Chicago And Suburbs Chicago is the second-largest city in the United States behind the city…

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The Buyers Market Versus The Sellers Market
Home Purchase | Mortgage Rates

The Buyers Market Versus The Sellers Market in Real Estate

ByMichael Gracz February 7, 2024February 12, 2024
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In this blog, we will cover and discuss the meaning of the buyers market versus the sellers market in real estate. The team at Gustan…

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Homebuyers can qualify for an FHA loan with timeshare foreclosure with no waiting period. Timeshares do not count as a housing event
Home Purchase

Home Purchase Without Spouse on Mortgage Note

ByGustan Cho January 11, 2024February 28, 2024
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This guide covers home purchase without spouse on mortgage note. Many home buyers automatically assume that if someone is married then both people need to…

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VA Streamline Refinance
Bad Credit Mortgage Loans | FHA Loans | Home Mortgage | Home Purchase | Home Seller

FHA Loans Versus Conventional Loans

ByGustan Cho January 7, 2024November 4, 2024
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FHA Loans are the most popular mortgage programs today due to the many benefits it offers. There are thousands of mortgage loan applicants with great…

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Buying Your First Home Purchase
Home Purchase | First-Time Homebuyers | Home Mortgage

How To Get a Mortgage Buying Your First Home

ByGustan Cho November 7, 2023March 6, 2025
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This guide covers how to get a mortgage by buying your first home. Buying your first home can be exciting and demanding, especially if you…

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IDHA Down Payment Assistance Mortgage
First-Time Homebuyers | Down Payment and Closing Costs | Home Purchase | Real Estate Topic | Videos

IDHA Down Payment Assistance Mortgage Program

ByDale Elenteny September 26, 2023December 18, 2023
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This guide covers the IDHA down payment assistance mortgage program for first-time homebuyers. In today’s rising economy, many Americans need down payment assistance to buy…

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Buying a House in New Mexico
Bank Statement Mortgages | VA Loans | Videos

Getting Approved For a VA Loan Buying a Home in New Mexico

ByGustan Cho September 22, 2023December 18, 2023
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This guide covers buying a home in New Mexico with bad credit. Are you an active duty military service member or a veteran looking to…

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Mortgage Fraud
Home Mortgage | Home Purchase | Mortgage Process | Real Estate Topic | Videos

What is Mortgage Fraud

ByAnngelli Abenes September 20, 2023December 18, 2023
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This guide covers what mortgage fraud is. What is mortgage fraud during the homebuying and mortgage process? There are two types of loan fraud. Fraud…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Owning Versus Renting a Home
    Benefits of Owning Versus Renting a Home
    by Gustan Cho
    May 27, 2025
  • Home Loan With Mortgage Charge Off Lending Guidelines
    Home Loan With Mortgage Charge Off Lending Guidelines
    by Gustan Cho
    May 27, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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