This guide covers the benefits of buying a home with a homeowner warranty. Most home builders offer their homebuyers a home warranty. Homeowner warranty is different than homeowners insurance required by lenders. A home warranty will not cover defects or repairs from wear and tear. If a home is 30 years old and the HVAC…
This guide covers the best time to buy a home for first-time homebuyers. There are two parts to the best time to buy a home for first-time homebuyers. First and foremost, the homebuyer should be ready financially and credit-wise. Buyers should not be struggling with the down payment. John Strange of Gustan Cho Associates explains…
Apply Now The down payment on a home purchase is a fixed percentage but not closing costs. There are two types of payments that are required to close on a home purchase. The first is the down payment and the second is closing costs. The down payment is self-explanatory. The down payment required for a…
Many people are perplexed why are people fleeing Illinois like never before in history. Illinois is a great place to live and raise a family but a bad place to live when it comes to your financial security and future stability. Illinois is in financial trouble. Never in history has Illinois had such a budget…
Apply Now This article will cover buying short sale home purchase versus traditionally listed homes. A short sale is when a homeowner has a home with a loan balance that is higher than the value of their home and gets their lender to agree for them to sell their home at a discounted price. The…
Apply Now In this guide, we will cover the high-cost mortgage for a homebuyer when it comes to getting a mortgage loan. High-Cost Mortgage is part of mortgage regulations. Lenders who violate High-Cost Mortgage rules can get fined and sometimes even get their mortgage licenses revoked. Mortgage regulators implemented and launched high-cost mortgage rules and…
Apply Now This article will cover how to get a mortgage when relocating with a new career. I will discuss moving from New York to Nevada and starting a new job in a different industry. Do you have what it takes to make the decision that changes your life? Nobody truly knows until it is…
This guide covers the mortgage guidelines for buying home from family members. Gustan Cho Associates get many calls from home buyers about buying home from family members. There are many benefits to buying home From Family Members. Many home buyers often want to purchase a home from their parents. They were often raised in the…
In this blog, we will cover and discuss home loans for heroes police, and first responders. Home Loans For Heroes Veterans and First Responders home purchase program is now available throughout the United States. Home loans for heroes are discounted mortgage programs for our everyday heroes who are out there such as police officers, firefighters,…
Here are a few home buying tips which can help you buy a house. Many millennials have been led to believe that buying a home is out of reach, especially for most of them who are already swimming in student loan debt. You may want to buy a home to gain an asset, upgrade from…
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