Home Mortgage | Home Purchase | Home Seller | Homeowners Insurance Homeowners Insurance Requirement By Lenders For Mortgages ByGustan Cho January 23, 2025January 23, 2025 TweetShareSharePinShare0 SharesThis article covers homeowners insurance requirement by lenders on mortgage loans. Homeowners insurance (Often referred to as HOI) protects the homeowners and lenders. HOI protects…