90 LTV Jumbo Loans
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90 LTV Jumbo Loans With No Mortgage Insurance

In this blog, we will be covering and discussing the 90 LTV Jumbo Loans. The 90 LTV Jumbo Loans stands for a 90% loan-to-value jumbo mortgage loan program. One 10% down payment is required on the 90 LTV Jumbo Loans with no private mortgage insurance required. Real estate prices have been increasing since 2010. Despite…

Non-QM Jumbo Mortgages
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Non-QM Jumbo Mortgages For Non-Prime Borrowers

In this blog, we will cover qualifying for non-QM jumbo mortgages for non-prime borrowers, self-employed borrowers, and homebuyers with low credit scores. Government and conventional loans have a maximum loan limit. The maximum loan limit depends on the individual loan program. Gustan Cho Associates now offers Non-QM jumbo mortgages for non-prime and self-employed borrowers with…

Non-Conforming Mortgage Loans
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Non-Conforming Mortgage Loans

This article will cover non-conforming mortgage loans and bank statement mortgages for self-employed borrowers. There are no income tax returns required on bank statement mortgages.  Dale Elenteny of Gustan Cho Associates explains non-conforming mortgage loans: Any mortgage loans do not conform to Fannie Mae and Freddie Mac mortgage lending guidelines are called non-conforming loans. Jumbo…