This article covers buying a house and qualifying for a mortgage after bankruptcy and foreclosure. The mortgage industry underwent a major overhaul after the 2008 real estate and mortgage meltdown. The NMLS was created after implementing the SAFE Act and the New Banking Regulations. The Dodd-Frank Act was passed, and the mortgage industry would never…
This article will discuss the steps of getting approved for a home loan with late payments after bankruptcy. Qualifying for a Home Loan With Late Payments After Bankruptcy will be difficult for many lenders. Gustan Cho Associates has helped countless folks with late payments after bankruptcy qualify for mortgage loans. The impact of the 2008…
In this article, we will discuss and cover Qualifying For Home Loan After Bankruptcy And Housing Event. The journey to homeownership can be challenging, especially after experiencing a financial setback like bankruptcy or a significant housing event such as foreclosure or a short sale. However, it is important to know that all is not lost….
This Article Is About The Waiting Period After Foreclosure To Qualify For Mortgage For those who are planning on buying a new home and qualifying for a new residential mortgage loan but have prior foreclosure, deed in lieu of foreclosure, short sale, and/or bankruptcy, there is a mandatory Waiting Period After Foreclosure To Qualify For…
In this article, we will cover Fannie Mae guidelines on mortgage included in Bankruptcy. We will discuss what having a prior mortgage included in bankruptcy means for the waiting period requirements to qualify for a conventional loan. What is the waiting period start date? Is it the date of the housing event or the discharge…
One of the frequently asked questions is can I qualify for a mortgage after filing Chapter 13 Bankruptcy without being discharged? A Chapter 13 Bankruptcy is normally a five-year debt restructuring plan under the direction of the U.S. Bankruptcy Courts. This is a long period of time to wait to purchase a house during a…
This Article On Guidelines And Tips On Qualifying For Mortgage After Short Sale Qualifying For Mortgage After Short Sale requires mandatory waiting period after short sale on government and conventional loans. Gustan Cho Associates has non-qm loans where there is no waiting period to qualify for mortgage after short sale. A short sale is when a…
Potential homebuyers should start re-establishing credit after bankruptcy to qualify for a mortgage as soon as possible after the Chapter 7 bankruptcy discharge date. Homebuyers on the Chapter 13 Bankruptcy repayment plan should start re-building credit as soon as they file Chapter 13 bankruptcy. Those who filed for Chapter 13 Bankruptcy need to religiously make…
In this blog, we will cover the mortgage guidelines with a prior home loan in bankruptcy. There are instances when people file bankruptcy but include their current home loan in bankruptcy. A frequently asked question is when does the waiting period start if you have a prior home loan in bankruptcy? Is it the discharged…
This blog will cover the waiting period after bankruptcy and foreclosure mortgage guidelines on government and conventional loans. There is a mandatory waiting period after bankruptcy and foreclosure to qualify for a residential mortgage loan. If you had a prior bankruptcy, there is a mandatory two-year waiting period after the discharge date of your…
Apply Now n this article, we will discuss qualifying for a home loan after bankruptcy and foreclosure. The great news for home buyers is that they can now qualify for a home loan after bankruptcy and foreclosure with no waiting period requirements with our new NON-QM Loans. There are waiting period requirements in qualifying for…
This article will cover home mortgage after bankruptcy guidelines. We will give viewers advice and tips on qualifying for a home mortgage after bankruptcy. Homebuyers can qualify for a home mortgage after bankruptcy. Many folks are often under the belief that by having bankruptcy on their record means the end of credit and more importantly,…
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