Connection of Consumer Confidence and Inflation vs Rates
Understanding how consumer confidence and inflation vs rates is key to navigating the housing market. These factors are interconnected, influencing both borrowing costs and broader…
Bad Credit Mortgage Loans | Bank Statement Mortgages | DSCR Mortgage Loans | Lender Overlays | Videos
Difference Between Mortgage Brokers Versus Lenders
This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms…
How Lenders Price Mortgage Rates Versus Credit Scores
This blog will cover how lenders price mortgage rates versus credit scores. All mortgage companies will price mortgage rates versus credit scores. The higher a…
Pricing Mortgage Rates By Lenders on Home Loans
In this article, we will cover and discuss pricing mortgage rates by lenders on home loans. Most FAQs by borrowers on pricing mortgage rates by…
Net Tangible Benefits of Refinance With Lower Mortgage Rates
This guide covers the net tangible benefits of refinance with lower mortgage rates. Right now may be the opportunity for homeowners to refinance with lower…
HUD Minimum Credit Score Guidelines on FHA Loans
In this blog, we will cover the HUD minimum credit score guidelines on FHA loans. HUD minimum credit score guidelines to qualify for a 3.5%…
Fastest and Easiest Way To Increase Credit Scores
This guide covers the fastest and easiest way to increase credit scores to get the best mortgage rates. We get countless calls from our viewers…
How Interest Rates Affect The Housing Markets In 2024
In this blog, we will be talking about how interest rates affect the housing markets. The team at Gustan Cho Associates is constantly monitoring the…
Pricing Adjustments of Mortgage Rates With Low Credit Scores
This guide covers the loan-level pricing adjustments of mortgage rates with low credit scores. Borrowers will get higher mortgage rates with low credit scores. Lenders…
Mortgage Rates on FHA vs Conventional Loans
This guide covers mortgage rates on FHA vs conventional loan rates. Mortgage rates on FHA vs conventional loans have been steady for the past year….
How The Federal Reserve Board Affects Mortgage Rates
This guide covers how the Federal Reserve Board affects mortgage rates. Information received since the Federal Open Market Committee met last quarter indicates that economic…
Understanding How Mortgage Rates Are Priced on Home Loans
This guide covers how mortgage rates are priced on home loans. When purchasing a home, most people require a home loan to finance the purchase….
