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mortgage rates

https://gustancho.com/wp-content/uploads/2021/04/Mortgage-Rates-With-Low-Credit-Scores-And-Pricing-Adjustments.jpg
Mortgage Rates

Mortgage Interest Rates Drop To Benefit Homeowners In Refinancing

ByGustan Cho April 24, 2025April 24, 2025
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In early 2025, mortgage interest rates drop, giving homeowners a chance to refinance their existing loans. This change in the financial landscape is influenced by…

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Mortgage Rates Versus Credit Scores
Videos | Mortgage Rates

How Lenders Price Mortgage Rates Versus Credit Scores

ByDale Elenteny December 23, 2024December 26, 2024
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This blog will cover how lenders price mortgage rates versus credit scores. All mortgage companies will price mortgage rates versus credit scores. The higher a…

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The Connection Between Consumer Confidence and Inflation vs Rates
Home Mortgage | Mortgage Rates

Connection of Consumer Confidence and Inflation vs Rates

ByDustin Dumestre October 24, 2024November 4, 2024
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Understanding how consumer confidence and inflation vs rates is key to navigating the housing market. These factors are interconnected, influencing both borrowing costs and broader…

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Mortgage Brokers Versus Lenders
Bad Credit Mortgage Loans | Bank Statement Mortgages | DSCR Mortgage Loans | Lender Overlays | Videos

Difference Between Mortgage Brokers Versus Lenders

ByAlex Carlcucci July 26, 2024July 28, 2024
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This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms…

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Pricing Mortgage Rates
Mortgage Rates

Pricing Mortgage Rates By Lenders on Home Loans

ByGustan Cho July 1, 2024March 5, 2025
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In this article, we will cover and discuss pricing mortgage rates by lenders on home loans. Most FAQs by borrowers on pricing mortgage rates by…

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Home Mortgage | Mortgage Rates | Mortgage Refinance

Net Tangible Benefits of Refinance With Lower Mortgage Rates

ByAlex Carlcucci May 29, 2024November 4, 2024
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This guide covers the net tangible benefits of refinance with lower mortgage rates. Right now may be the opportunity for homeowners to refinance with lower…

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HUD Minimum Credit Score Guidelines
FHA Loans

HUD Minimum Credit Score Guidelines on FHA Loans

ByAlex Carlcucci February 22, 2024August 26, 2024
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In this blog, we will cover the HUD minimum credit score guidelines on FHA loans.  HUD minimum credit score guidelines to qualify for a 3.5%…

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Using Non-Traditional Credit Tradelines Versus Traditional
Credit Scores | Mortgage Process | Mortgage Rates

Fastest and Easiest Way To Increase Credit Scores

ByAlex Carlcucci February 20, 2024March 21, 2024
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This guide covers the fastest and easiest way to increase credit scores to get the best mortgage rates. We get countless calls from our viewers…

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How Interest Rates Affect The Housing Markets
Mortgage Rates | Mortgage and Real Estate News

How Interest Rates Affect The Housing Markets In 2024

ByGustan Cho February 7, 2024February 12, 2024
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In this blog, we will be talking about how interest rates affect the housing markets. The team at Gustan Cho Associates is constantly monitoring the…

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Credit Scores | Mortgage Rates

Pricing Adjustments of Mortgage Rates With Low Credit Scores

ByGustan Cho February 2, 2024February 2, 2024
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This guide covers the loan-level pricing adjustments of mortgage rates with low credit scores. Borrowers will get higher mortgage rates with low credit scores. Lenders…

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Mortgage Rates on FHA vs Conventional Loans
Mortgage Rates | Conventional loans | FHA Loans | Videos

Mortgage Rates on FHA vs Conventional Loans

ByMargarett Jurilla November 14, 2023December 18, 2023
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This guide covers mortgage rates on FHA vs conventional loan rates. Mortgage rates on FHA vs conventional loans have been steady for the past year….

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Federal Reserve Board And How It Affects Mortgage Rates Explained
Home Mortgage | Mortgage Rates | Real Estate Topic | Videos

How The Federal Reserve Board Affects Mortgage Rates

ByAlex Carlcucci September 18, 2023December 18, 2023
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This guide covers how the Federal Reserve Board affects mortgage rates. Information received since the Federal Open Market Committee met last quarter indicates that economic…

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Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

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    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
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    by Gustan Cho
    May 7, 2025

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
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      • MLO License School
    • Mortgage Career Opportunities
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