Identity Theft During FHA Loan Process Will Delay Home Closing

Identity Theft During FHA Loan Process Will Delay Home Closing

BySapna Sharma
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This Article Is About Identity Theft During FHA Loan Process Will Delay Home Closing Homebuyers can still qualify for a mortgage loan if they are victims of identity theft. Since the credit report is not accurate, the only way borrowers can get approved for a home loan is with a manual underwriting. FHA and VA…

How Do Mortgage Underwriters View Bank Overdrafts
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How Do Mortgage Underwriters View Bank Overdrafts

ByAlex Carlcucci
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This article delves into how mortgage underwriters view bank overdrafts and their implications for mortgage approval. Every financial aspect of a borrower’s life is scrutinized meticulously in mortgage lending. From credit scores to debt-to-income ratios, lenders aim to the risk associated with approving a mortgage loan. Bank overdrafts are often overlooked but significant aspects of…