Credit Disputes During The Mortgage Process
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Credit Disputes During The Mortgage Loan Process

Apply Now This article will cover the mortgage guidelines for credit disputes during the mortgage loan process. Credit disputes during the mortgage process are not allowed on non-medical collections and derogatory credit tradelines. The reason for credit disputes from consumers is to dispute derogatory credit tradelines in the hopes of getting them removed by the…

FHA Guidelines on Income and Employment Gaps
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FHA Guidelines on Income and Employment Gaps

Get a Fast Quote: Click Here This blog will discuss and cover FHA guidelines on income and employment gaps. We will detail the FHA guidelines on income and employment gaps for homebuyers. Homebuyers do not need to be employed in the same job for the past two years to qualify for FHA loans. FHA guidelines…

FHA Credit Requirements
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FHA Credit Requirements Per HUD Guidelines For AUS Approval

Apply Now In this blog, we will discuss and cover the minimum FHA credit requirements per HUD guidelines to get approve/eligible per the automated underwriting system (AUS). FHA loans are the most popular mortgage loan option for first-time homebuyers with little to no credit tradelines, borrowers with low credit scores, high debt-to-income ratios, and borrowers…

Denied For Mortgage After Conditional Approval
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Getting Denied For a Mortgage After Conditional Approval

In this blog, we will discuss getting denied for a mortgage after conditional approval. Can borrowers get denied for a mortgage after conditional approval? There is no guarantee in the mortgage world that a deal will close until it has been closed and funded. There is no reason why borrowers cannot close on their pre-approvals….

High Debt-To-Income Ratio Mortgage Loans And Solutions
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High Debt-To-Income Ratio Mortgage Loans

Many new high debt-to-income ratio mortgage loans have been recently launched and introduced to the market. No-doc loans, DSCR mortgages, profit and loss statement-only mortgage loans, bank statement mortgages, and asset-depletion loans are some non-QM loan programs that do not require income docs and are based on other income/asset factors. Many borrowers think they will…

VA Loan With Bad Credit
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VA Loan With Bad Credit Mortgage Guidelines

This VA home loan guide will cover qualifying for a VA loan with bad credit. VA loans are the best mortgage loan program for owner-occupant homes.  One of the greatest benefits a Veteran of the United States Armed Services can get by serving our country is to be eligible for a VA loan. The VA…

Tax Benefits of Owning Versus Renting a Home

9 Reasons Why To Buy a Townhouse For First-Time Homebuyers

In this blog, we will cover and discuss 9 reasons why to buy a townhouse for first-time homebuyers. Homebuyers often compare buying townhouses versus single-family homes. There are many benefits of buying a townhouse versus single-family homes. Many first-time homebuyers automatically believe that buying a townhouse is cheaper than buying a single-family home This may…

Disputing a Low Appraisal
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Disputing a Low Appraisal to Get a Higher Home Value

This guide covers disputing a low appraisal to get a higher home value. A low home appraisal can cause all sorts of problems. If you’re buying a home, a low appraisal can cause you to lose the home if the seller isn’t willing to renegotiate a lower price with you. A low home appraisal can…

Rent-To-Own Homes

What Are Rent-To-Own Homes?

In this blog, we will cover what are rent-to-own homes and how they work.  Rent-to-own homes offer both home buyers and home sellers advantages. Homebuyers offer great benefits if the home buyer has recent credit issues. Recent credit issues such as the following will disqualify buyers from traditional mortgages: bankruptcy foreclosure short sale deed in…

How To Get Pre-Approved
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How To Get Pre-Approved For a Mortgage and Close on Time

Apply Now This blog will cover how to get pre-approved for a mortgage and close on time. For homebuyers, whether first-time home buyers or seasoned buyers, or homeowners thinking of refinancing, the first and most important step is to see whether or not they qualify for a mortgage. Factors how to get pre-approved for a…

Home Mortgage After Bankruptcy

Home Mortgage After Bankruptcy Guidelines

This article will cover home mortgage after bankruptcy guidelines. We will give viewers advice and tips on qualifying for a home mortgage after bankruptcy. Homebuyers can qualify for a home mortgage after bankruptcy. Many folks are often under the belief that by having bankruptcy on their record means the end of credit and more importantly,…