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Non-QM Loans For Self-Employed Borrowers
Non-QM Loans | Asset-Depletion Mortgages | Bank Statement Mortgages | Videos

Non-QM Loans For Self-Employed Borrower Guidelines

ByGustan Cho January 26, 2023November 8, 2024
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  This Article Is About Non-QM loans for Self-Employed Mortgage Borrower Guidelines. Non-QM loans for self-employed mortgage loans are now available. Self-employed borrowers had a…

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Letter of Explanations
Letter Of Explanation | Videos

Why Mortgage Underwriters Ask For Letter of Explanations?

ByGustan Cho January 26, 2023December 18, 2023
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In this blog, we will cover why mortgage underwriters ask for letter of explanations. Letter of explanations is part of the mortgage process. Anyone who…

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VA Loan With High DTI
High Debt-To-Income Ratio | VA Loans | Videos

VA Loan With High DTI Mortgage Guidelines

ByGustan Cho January 26, 2023December 16, 2024
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This blog will discuss VA loan with high DTI mortgage guidelines for 2023. You can qualify for a VA loan with bad credit with a…

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No-Doc Home Loans
Non-QM Loans

No-Doc Home Loans on Primary Residential Homes

ByGustan Cho January 24, 2023December 18, 2023
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This blog will cover and discuss non-doc home loans on primary residential homes. No-Doc Home Loans was the most popular loan program before the 2008…

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FHA Loans With Charge-Offs
Collections and Charged-Off Accounts | FHA Loans | Videos

FHA Loans With Charge-Offs Mortgage Guidelines

ByAnngelli Abenes January 23, 2023July 10, 2024
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This blog will cover HUD charge-off account guidelines on FHA loans. I get this question asked several times a day: Why do I have to…

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How To Get a Mortgage When Relocating
Career Opportunities-Loan Officer Training | Home Purchase

How To Get a Mortgage When Relocating With a New Career

ByGustan Cho January 22, 2023December 18, 2023
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Apply Now This article will cover how to get a mortgage when relocating with a new career.  I will discuss moving from New York to…

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Mortgage Loan Options in Nebraska
Home Mortgage | Home Purchase | Videos

Mortgage Loan Options in Nebraska For Homebuyers

ByGustan Cho January 22, 2023December 18, 2023
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Get a Fast Quote: Click Here Buying your first home in Nebraska with bad credit. Many of us may consider success in life in various…

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How To Get a Mortgage in Idaho
First-Time Homebuyers | Home Mortgage | Home Purchase | Videos

How To Get a Mortgage In Idaho First-Time Homebuyers

ByRonda Butts January 21, 2023November 12, 2024
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  This article will cover how to get a mortgage in Idaho buying your first house in Idaho. Idaho, also known as the Gem State,…

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Buying Home From Family Members With Gift of Equity
Home Purchase | Gift Funds | Videos

Gift of Equity Home Purchase By Family Members

ByAnngelli Abenes January 20, 2023May 29, 2024
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This guide covers the mortgage guidelines for buying home from family members. Gustan Cho Associates get many calls from home buyers about buying home from…

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Mortgage With High Debt-To-Income Ratio
High Debt-To-Income Ratio | Videos

Mortgage With High Debt-To-Income Ratio Lending Guidelines

ByGustan Cho January 19, 2023December 18, 2023
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Apply Now In this article, we will be covering qualifying for a mortgage with high debt-to-income ratio.  Debt-to-income ratios is probably the most important factor…

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USDA Mortgage Requirements
USDA Loans | Videos

USDA Mortgage Requirements and Guidelines

ByAnngelli Abenes January 18, 2023December 18, 2023
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Get a Fast Quote: Click Here In this article, we will cover the USDA mortgage requirements and guidelines on home purchases.  USDA loans are a…

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Conventional Versus FHA Mortgage
Conventional loans | FHA Loans | Videos

Difference Between Conventional Versus FHA Loan Guidelines

ByGustan Cho January 17, 2023February 17, 2025
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In this article, we will cover the difference between Conventional versus FHA loan guidelines. We will discuss the differences between Conventional versus FHA loan for…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
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  • Conventional Loan Guidelines

Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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