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Buying Short Sale Home Versus Traditional Home Purchase
Home Purchase | Videos

Buying Short Sale Home Versus Traditional Home Purchase

ByAlex Carlcucci June 16, 2025June 16, 2025
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  Are you searching and wondering if buying short sale home might be a better deal than a traditional home purchase? You’re not alone. Many…

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Buying a Fixer-Upper Home
FHA 203k Loans

Everything You Need To Know About Buying a Fixer-Upper Home

ByGustan Cho June 9, 2025June 9, 2025
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This article covers everything you need to know about buying a fixer-upper home. Homebuyers can purchase owner-occupant primary fixer-upper renovation loans with FHA, VA, USDA,…

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Non-QM Versus Qualified Mortgages
Non-QM Loans | Videos

What Are Non-QM Versus Qualified Mortgages

ByGustan Cho June 9, 2025June 9, 2025
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In this blog, we will cover and discuss what are non-QM versus Qualified Mortgages. Non-QM loans, also known as non-qualified Mortgages, are non-conforming loans. Non-QM…

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Reasons Why Homeowners Refinance Their Mortgage Loans
Mortgage Refinance | Videos

Reasons Why Homeowners Refinance Mortgage Loans

ByAnngelli Abenes June 9, 2025June 9, 2025
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This GUIDE covers the reasons why homeowners refinance their mortgage loans. In today’s falling interest rate environment, we have seen a flood in refinance transactions….

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Hard Money Loans For Bad Credit
Hard Money Loans | Videos

Hard Money Loans For Bad Credit

ByAnngelli Abenes June 4, 2025June 6, 2025
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If you’ve been denied by traditional banks because of bad credit, don’t give up. There’s another path to funding your real estate deal hard money…

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How Long Does Bad Credit Report On Credit Reports
Credit Disputes | Re-Establishing Credit

How To Improve Your Credit To Get Approved For a Mortgage

ByGustan Cho June 4, 2025June 6, 2025
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Are you dreaming of owning a home but worried your credit score might hold you back? You’re not alone. Many people believe they can’t qualify…

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Buying a New Construction Home
Real Estate Topic | New Construction Homes | Videos

Steps To Buying a New Construction Home

ByGustan Cho June 3, 2025June 4, 2025
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Buying a brand-new home is exciting, but it comes with different steps than purchasing an older home. In this 2025 guide, we’ll walk you through…

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Remote Loan Officer Career Opportunity
Career Opportunities-Loan Officer Training | Videos

Remote Loan Officer Career Opportunity as an Independent MLO

ByMargarett Jurilla May 29, 2025May 30, 2025
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Are you looking to take control of your career, work from anywhere, and build your own book of business in the mortgage industry? The remote…

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Owning Versus Renting a Home
Home Purchase | Verification of Rent

Benefits of Owning Versus Renting a Home

ByGustan Cho May 27, 2025May 28, 2025
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Are you deciding between renting a home and owning a home? It’s one of the biggest financial choices you’ll make and the right decision depends…

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Choosing The Right Mortgage Lender
Mortgage Lender Overlays | Bad Credit Mortgage Loans | Videos

Choosing The Right Mortgage Lender With No Overlays

ByGustan Cho May 7, 2025May 8, 2025
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Choosing the right mortgage lender is extremely important. There are thousands of mortgage lenders and which lender do you choose? Getting a referral from a…

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Things To Avoid During Mortgage Process
Mortgage Process | Manual Underwriting | Videos

Things To Avoid During Mortgage Process

BySapna Sharma April 21, 2025April 22, 2025
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Getting a mortgage is a big step toward owning a home, but it requires following some strict guidelines along the way. One wrong move during…

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Mortgage Rates Versus Credit Scores
Videos | Mortgage Rates

How Lenders Price Mortgage Rates Versus Credit Scores

ByDale Elenteny December 23, 2024December 26, 2024
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This blog will cover how lenders price mortgage rates versus credit scores. All mortgage companies will price mortgage rates versus credit scores. The higher a…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

  • FHA Guidelines
  • VA Guidelines
  • USDA Guidelines
  • Conventional Loan Guidelines

Recent Articles

  • FHA Loan Requirements
    FHA Loan Requirements
    by Gustan Cho
    June 16, 2025
  • Buying Short Sale Home Versus Traditional Home Purchase
    Buying Short Sale Home Versus Traditional Home Purchase
    by Alex Carlcucci
    June 16, 2025

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Equal Housing Lender
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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