This guide covers first time home buyer mortgage process on getting pre-approved and closed on a home. The first step for first time home buyer mortgage process is the pre-qualification and pre-approval step. The mortgage process does not have to be stressful. Most loans can close in 30 days or less. Understanding first time home…
This guide covers what is verification of rent required for a mortgage. Borrowers must have made all rental payments for the past 12 months timely—no 30-day late payments with any rental payments. If the borrower has paid their rental payments online, then 12 months of bank statements will be required to validate the verification of…
This Article Is About Steps On How To Avoid Mortgage Denial During The Loan Process There is no reason for a borrower to get a mortgage denial after they have been pre-approved. We are going to cover steps to avoid a mortgage denial. A mortgage denial can be an incredibly costly process, financially and emotionally….
This Article Is About Government Shutdown And Mortgage Process Many of my clients and realtors are concerned with the government shutdown and how this temporary shutdown can affect their mortgage loan process and closings. As Congress continues to negotiate legislation to fund the federal government, spending authority for the U.S.government expired at midnight Monday, September…
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