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GCA Mortgage
Home / VA Loans

VA Loans

Understanding VA Home Mortgages is important because most lenders have lender overlays
Videos | VA Loans

Understanding VA Home Mortgages For Veteran Homebuyers

BySapna Sharma April 22, 2025April 23, 2025
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In this article, we will cover understanding VA home mortgages for veteran homebuyers. We will cover and discuss the eligibility requirements for active duty and…

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Home Loans for Single Parents
Home Purchase | FHA Loans | Home Mortgage | USDA Loans | VA Loans

Home Loans for Single Parents

ByApril Ramirez February 3, 2025March 5, 2025
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This article is about different home loans for single parents. Being a single parent is a challenging responsibility, and getting through the home loan process…

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VA Collections Mortgage Guidelines
Collections and Charged-Off Accounts | VA Loans | Videos

VA Collections Mortgage Guidelines on VA Home Loans

ByMichael Gracz July 10, 2024July 10, 2024
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Apply Now In this blog, we will discuss and cover VA collections mortgage guidelines. We will discuss how you can qualify for VA loans without…

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VA DTI Mortgage Guidelines
High Debt-To-Income Ratio | VA Loans

VA DTI Mortgage Guidelines on VA Home Loans

ByMichael Gracz July 5, 2024July 5, 2024
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Apply Now In this blog, we will discuss and cover VA DTI mortgage Guidelines. VA DTI mortgage guidelines state there is no maximum debt-to-income ratio…

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VA Loan Limits
VA Loans

VA Loan Limits

ByGustan Cho June 19, 2024June 20, 2024
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VA loan limits for most counties in the United States were tied to the conforming loan limits set by the Federal Housing Finance Agency (FHFA)….

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What Is The Waiting Period To Qualify For A VA Loan After Foreclosure
FHA Loans | VA Loans

FHA Loans vs VA Loans

ByAlex Carlcucci June 17, 2024June 17, 2024
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In this article, we will cover and discuss why choose an FHA over a VA home loan on a home purchase.VA Home Loans are the…

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VA Loans With Under 580 Credit Scores
VA Loans

VA Loans With Under 580 Credit Scores Mortgage Guidelines

ByGustan Cho May 13, 2024May 15, 2024
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In this article, we will cover VA loans with under 580 credit scores mortgage guidelines. Homebuyers do have the opportunity for VA loans with under…

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VA ELIGIBILITY GUIDELINES AND REQUIREMENTS
VA Loans | Videos

VA Eligibility Guidelines And Requirements On VA Home Loans

ByGustan Cho February 26, 2024October 29, 2024
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The U.S. government created and implement VA loans to reward active-duty and retired members of the U.S. Military to show their appreciation of serving our…

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Tax Benefits of Owning Versus Renting a Home
Conventional loans | FHA Loans | Regulations | VA Loans

Community Property States Mortgage Guidelines

BySapna Sharma February 26, 2024November 4, 2024
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This guide covers community property states mortgage guidelines. Community Property States Mortgage Guidelines: Community property is derived from older Spanish law, which allows for a…

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VA Loan With Bad Credit
VA Loans | VA Loans With Low Credit Scores | Videos

VA Loan With Bad Credit Mortgage Guidelines

ByGustan Cho February 26, 2024December 16, 2024
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This VA home loan guide will cover qualifying for a VA loan with bad credit. VA loans are the best mortgage loan program for owner-occupant…

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Can a 500 Credit Score Get a VA Home Loan?
VA Loans

Can a 500 Credit Score Get a VA Home Loan?

ByMichael Gracz February 12, 2024February 13, 2024
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In this blog, we will be covering a common frequently asked question: can a 500 credit score get a VA home loan? The team at…

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VA Loan With a Credit Score Under 600 FICO
VA Loans

Get a VA Loan With a Credit Score Under 600 FICO

ByGustan Cho February 8, 2024February 9, 2024
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In this blog, we will cover how to get a VA loan with a credit score under 600 FICO. Many borrowers often get denied by…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

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Recent Articles

  • A Guide To Buying a Foreclosed Home
    A Guide To Buying a Foreclosed Home
    by Alex Carlcucci
    May 7, 2025
  • Choosing The Right Mortgage Lender
    Choosing The Right Mortgage Lender With No Overlays
    by Gustan Cho
    May 7, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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