Buying a House in New Mexico
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Getting Approved For a VA Loan Buying a Home in New Mexico

This guide covers buying a home in New Mexico with bad credit. Are you an active duty military service member or a veteran looking to purchase a home in New Mexico either for yourself or your family? New Mexico has many veterans migrating to the state due to great job opportunities and its great atmosphere…

What Is The Waiting Period To Qualify For A VA Loan After Foreclosure
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VA Loan After Foreclosure Waiting Period Requirements

Apply Now VA loan after foreclosure waiting period requirements is the same for deed-in-lieu of foreclosure and short-sale. Foreclosure, deed-lieu of foreclosure, and short sale all have the same waiting period requirements to qualify for VA loans. Veterans who have lost their homes due to a prior foreclosure can qualify for a VA loan after…

VA Loan With High DTI
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VA Loan With High DTI Mortgage Guidelines For 2023

This blog will discuss VA loan with high DTI mortgage guidelines for 2023. You can qualify for a VA loan with bad credit with a lender with no lender overlays. VA loans are the best home mortgage program in the nation. Lenders can offer 100% financing with no down payment required at lower mortgage rates…

High-Cost Mortgage
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High-Cost Mortgage Explained For Borrowers and Homeowners

Apply Now In this guide, we will cover the high-cost mortgage for a homebuyer when it comes to getting a mortgage loan. High-Cost Mortgage is part of mortgage regulations. Lenders who violate High-Cost Mortgage rules can get fined and sometimes even get their mortgage licenses revoked. Mortgage regulators implemented and launched high-cost mortgage rules and…

VA Loan After Chapter 7 Versus Chapter 13
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VA Loan After Chapter 7 Versus Chapter 13 Bankruptcy

Apply Now This blog will cover and discuss qualifying for a VA loan after Chapter 7 versus Chapter 13 Bankruptcy. There are specific different agency guidelines for borrowers to qualify for a VA loan After Chapter 7 versus Chapter 13 Bankruptcy, Homebuyers can qualify for a VA loan after bankruptcy. HUD, the parent of FHA,…

VA DTI and Credit Score Guidelines
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VA Credit Score Guidelines on Purchase and Refinance

Apply Now In this article, we will cover and discuss VA credit score guidelines on home purchase and refinance VA home loans. Gustan Cho Associates gets countless calls daily from borrowers who often are confused with VA Credit Score Guidelines. They contact us after being told by other lenders that they do not qualify for…