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GCA Mortgage
Home / Videos - Page 2

Videos

Understanding VA Home Mortgages is important because most lenders have lender overlays
Videos | VA Loans

Understanding VA Home Mortgages For Veteran Homebuyers

BySapna Sharma April 22, 2025April 23, 2025
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In this article, we will cover understanding VA home mortgages for veteran homebuyers. We will cover and discuss the eligibility requirements for active duty and…

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Things To Avoid During Mortgage Process
Mortgage Process | Manual Underwriting | Videos

Things To Avoid During Mortgage Process

BySapna Sharma April 21, 2025April 22, 2025
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Getting a mortgage is a big step toward owning a home, but it requires following some strict guidelines along the way. One wrong move during…

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Mortgage Rates Versus Credit Scores
Videos | Mortgage Rates

How Lenders Price Mortgage Rates Versus Credit Scores

ByDale Elenteny December 23, 2024December 26, 2024
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This blog will cover how lenders price mortgage rates versus credit scores. All mortgage companies will price mortgage rates versus credit scores. The higher a…

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GCA Forums
Real Estate Topic | Commercial Loans | Home Mortgage | Mortgage Process | Mortgage Refinance | Non-QM Loans | Videos

Great Content Authority Forums: GCA Forums

BySapna Sharma November 2, 2024November 4, 2024
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Introduction to GCA Forums, Great Content Authority (GCA) Forums. An overview of Great Content Authority Forums and its parent company, Gustan Cho Associates. The significance…

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Credit Disputes During The Mortgage Process
Videos | Credit Disputes

Credit Disputes During The Mortgage Loan Process

ByGustan Cho August 7, 2024August 8, 2024
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Apply Now This article will cover the mortgage guidelines for credit disputes during the mortgage loan process. Credit disputes during the mortgage process are not…

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FHA Loan After Loan Modification
Home Mortgage | FHA Loans | Videos

FHA Loan After Loan Modification Mortgage Guidelines

ByAlex Carlcucci August 6, 2024August 6, 2024
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Apply Now This guide will cover qualifying for an FHA loan after loan modification mortgage guidelines. A loan modification is an alternative to foreclosure, where the…

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FHA Guidelines Versus Lender Overlays
Mortgage Lender Overlays | Videos

FHA Guidelines Versus Lender Overlays on FHA Loans

ByGustan Cho August 1, 2024August 2, 2024
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Apply Now In this blog, we will cover the difference between FHA guidelines versus lender overlays on FHA loans. All mortgage lenders need to follow…

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FHA Credit Requirements
FHA Loans | Bad Credit Mortgage Loans | Videos

FHA Credit Requirements Per HUD Guidelines For AUS Approval

ByGustan Cho July 29, 2024November 8, 2024
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  In this blog, we will discuss and cover the minimum FHA credit requirements per HUD guidelines to get approve/eligible per the automated underwriting system…

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Manual Underwriting Guidelines With Late Payments
Manual Underwriting | Videos

Manual Underwriting Guidelines With Late Payments

ByAnngelli Abenes July 28, 2024July 29, 2024
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Apply Now This Article Is About Manual Underwriting Guidelines With Late Payments: FHA and VA loans are the only two mortgage loan programs that allow…

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Mortgage Brokers Versus Lenders
Bad Credit Mortgage Loans | Bank Statement Mortgages | DSCR Mortgage Loans | Lender Overlays | Videos

Difference Between Mortgage Brokers Versus Lenders

ByAlex Carlcucci July 26, 2024July 28, 2024
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This article will cover the difference between mortgage brokers and lenders. Should I use mortgage brokers versus lenders to get the best rates and terms…

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Denied For Mortgage After Conditional Approval
Conditional Loan Approval | Non-QM Loans | Videos

Getting Denied For a Mortgage After Conditional Approval

ByGustan Cho July 22, 2024July 22, 2024
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In this blog, we will discuss getting denied for a mortgage after conditional approval. Can borrowers get denied for a mortgage after conditional approval? There…

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Home Loan With Late Payments After Bankruptcy
Bad Credit Mortgage Loans | Mortgage After Bankruptcy | Mortgage After Foreclosure | Videos

Home Loan With Late Payments After Bankruptcy

ByAnngelli Abenes July 18, 2024October 4, 2024
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This article will discuss the steps of getting approved for a home loan with late payments after bankruptcy. Qualifying for a Home Loan With Late…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • The Buyers Market Versus The Sellers Market
    The Buyers Market Versus The Sellers Market in Real Estate
    by Michael Gracz
    June 5, 2025
  • Refinancing With Bad Credit and Low Credit Scores
    First-Time Home Buyers FAQ on Qualifying For Mortgage
    by Gustan Cho
    June 5, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
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