Videos

Home Mortgage | Credit Scores | Debt-To-Income Ratio | Down Payment and Closing Costs | FHA Loans | Manual Underwriting | Videos

HUD Credit Score Guidelines on FHA Loans
ByGustan Cho July 14, 2024July 14, 2024

Tweet
Share
Share
Pin
Share
0 Shares
This guide covers HUD credit score guidelines on FHA loans. HUD, the parent of FHA, is the government agency that sets the minimum HUD credit…

Read More HUD Credit Score Guidelines on FHA Loans
Bad Credit Mortgage Loans | Home Mortgage | Non-QM Loans | Videos

Getting a Mortgage In The Virgin Islands For a Home Purchase
ByGustan Cho July 11, 2024January 13, 2026

Tweet
Share
Share
Pin
Share
0 Shares
In this guide, we will cover getting a mortgage in the Virgin Islands for a home purchase with a U.S.-based mortgage lender. In recent…

Read More Getting a Mortgage In The Virgin Islands For a Home Purchase
High Debt-To-Income Ratio | Non-QM Loans | Videos

High Debt-To-Income Ratio Mortgage Loans
ByGustan Cho July 11, 2024September 1, 2025

Tweet
Share
Share
Pin
Share
0 Shares
Many new high debt-to-income ratio mortgage loans have been recently launched and introduced to the market. No-doc loans, DSCR mortgages, profit and loss statement-only mortgage…

Read More High Debt-To-Income Ratio Mortgage Loans
FHA Loans | Videos

HUD 4000.1 FHA Handbook
ByGustan Cho July 11, 2024January 13, 2026

Tweet
Share
Share
Pin
Share
0 Shares
Apply Now In this guide on HUD 4000.1 FHA Handbook Guidelines on FHA loans, we will cover the main bullet points on HUD agency mortgage…

Read More HUD 4000.1 FHA Handbook
Mortgage After Foreclosure | Chapter 13 Cash-Out Refinance | FHA Loans | FHA Loans After Chapter 13 | FHA Loans While in Chapter 13 | Mortgage After Bankruptcy | Videos

HUD Chapter 13 Guidelines With Late Payments on FHA Loans
ByMichael Gracz July 11, 2024May 28, 2025

Tweet
Share
Share
Pin
Share
0 Shares
This guide will cover the HUD Chapter 13 Guidelines with late payments on FHA loans. We will discuss qualifying for FHA loans during Chapter 13…

Read More HUD Chapter 13 Guidelines With Late Payments on FHA Loans
Bad Credit Mortgage Loans | Videos

VA Loan With Recent Late Payments
ByGustan Cho July 10, 2024December 16, 2025

Tweet
Share
Share
Pin
Share
0 Shares
This guide will cover getting approved for a VA loan with recent late payments. The Veterans Administration has helped thousands of veterans and service members…

Read More VA Loan With Recent Late Payments
Collections and Charged-Off Accounts | VA Loans | Videos

VA Collections Mortgage Guidelines on VA Home Loans
ByMichael Gracz July 10, 2024July 10, 2024

Tweet
Share
Share
Pin
Share
0 Shares
Apply Now In this blog, we will discuss and cover VA collections mortgage guidelines. We will discuss how you can qualify for VA loans without…

Read More VA Collections Mortgage Guidelines on VA Home Loans
Mortgage Pre-Approval | Videos

TBD Mortgage Underwriting Pre-Approval By Underwriters
ByAnngelli Abenes July 8, 2024November 8, 2024

Tweet
Share
Share
Pin
Share
0 Shares
Gustan Cho Associates offers TBD mortgage underwriting pre-approvals for homebuyers with less-than-perfect credit. TBD stands for To Be Determined. A TBD Underwriting is when…

Read More TBD Mortgage Underwriting Pre-Approval By Underwriters
Mortgage Process | Home Mortgage | Lender Overlays | Videos

Mortgage Guidelines on Government and Conventional Loans
ByGustan Cho July 5, 2024February 17, 2025

Tweet
Share
Share
Pin
Share
0 Shares
Apply Now In this blog, we will be covering mortgage guidelines on government and conventional loans. Mortgage guidelines on the individual mortgage loan program are…

Read More Mortgage Guidelines on Government and Conventional Loans
Down Payment and Closing Costs | Videos

Closing Costs on House Purchase and Refinance Transactions
ByGustan Cho June 24, 2024January 15, 2026

Tweet
Share
Share
Pin
Share
0 Shares
In this article, we will cover and discuss the closing costs on house purchase and refinance transactions. Home buyers need to worry about the down…

Read More Closing Costs on House Purchase and Refinance Transactions
Conditional Loan Approval | Home Mortgage | Mortgage Process | Videos

Clear to Close On Mortgage And Timeline From Application To CTC
ByGustan Cho April 10, 2024May 6, 2024

Tweet
Share
Share
Pin
Share
0 Shares
In this blog post, we’ll explore the process of achieving a clear-to-close mortgage and the timeline from the initial loan application to this critical stage….

Read More Clear to Close On Mortgage And Timeline From Application To CTC
VA Loans | Videos

VA Eligibility Guidelines And Requirements On VA Home Loans
ByGustan Cho February 26, 2024February 6, 2026

Tweet
Share
Share
Pin
Share
0 Shares
The U.S. government created and implement VA loans to reward active-duty and retired members of the U.S. Military to show their appreciation of serving our…

Read More VA Eligibility Guidelines And Requirements On VA Home Loans

Call Now