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GCA Mortgage
Home / Videos - Page 6

Videos

Non-Traditional Credit Tradelines To Qualify For Mortgage
Re-Establishing Credit | Videos

Non-Traditional Credit Tradelines To Qualify For Mortgage

ByAlex Carlcucci May 26, 2023January 16, 2024
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This Article Is About Non-Traditional Credit Tradelines To Qualify For Mortgage Borrowers without any credit tradelines reporting on credit reports can still qualify for a…

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Buying For Sale By Owner Homes | Home Buyers Guide
Real Estate Topic | Videos

Buying For Sale By Owner Homes | Home Buyers Guide

ByGustan Cho April 4, 2023December 18, 2023
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In this blog, we will cover and discuss buying for sale by owner homes. Most homebuyers purchase a home that is listed on the MLS…

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How To Get a Mortgage in Wyoming
Mortgage Rates | Mortgage Process | Videos

How To Get a Mortgage In Wyoming With The Best Rates

ByGustan Cho March 20, 2023December 18, 2023
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In this blog, we will cover how to get a mortgage in Wyoming with the best mortgage rates with a lender with no lender overlays….

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FHA Mortgage Insurance Guidelines
FHA Loans | Mortgage Insurance | Videos

UPDATE on FHA Mortgage Insurance Premium on FHA Loans

ByMichael Gracz February 27, 2023April 16, 2024
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HUD, the Federal Housing Administration parent, has lowered the hefty FHA mortgage insurance premium on FHA loans by 30 basis points. The annual FHA mortgage…

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Waiting Period After Bankruptcy And Foreclosure Mortgage Guidelines
Mortgage After Bankruptcy | Mortgage After Foreclosure | Videos

Waiting Period After Bankruptcy and Foreclosure Guidelines

ByAnngelli Abenes February 26, 2023April 25, 2024
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  This blog will cover the waiting period after bankruptcy and foreclosure mortgage guidelines on government and conventional loans. There is a mandatory waiting period…

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Hard Money Loans For Bad Credit
Hard Money Loans | Videos

Hard Money Loans For Bad Credit

ByAnngelli Abenes February 26, 2023August 23, 2024
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This guide will cover using hard money loans for bad credit borrowers to purchase real estate properties. Many folks have heard of hard money loans…

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Down Payment For Home Purchase Requirements (1)
Home Purchase | Down Payment and Closing Costs | Videos

Down Payment For Home Purchase Guidelines By Lenders

ByGustan Cho February 25, 2023November 18, 2024
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In this guide, we will cover down payment for home purchase requirements by mortgage lenders. Homebuyers planning to purchase a home have two types of…

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What Is The Waiting Period To Qualify For A VA Loan After Foreclosure
VA Loans | Videos

VA Loan After Foreclosure Waiting Period Requirements

ByGustan Cho February 17, 2023December 18, 2023
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Apply Now VA loan after foreclosure waiting period requirements is the same for deed-in-lieu of foreclosure and short-sale. Foreclosure, deed-lieu of foreclosure, and short sale…

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Non-Conforming Mortgage Loans
Videos | Non-QM Loans

Non-Conforming Mortgage Loans

ByGustan Cho February 16, 2023December 18, 2023
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This article will cover non-conforming mortgage loans and bank statement mortgages for self-employed borrowers. There are no income tax returns required on bank statement mortgages. …

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Bank Statements In The Mortgage Process
Manual Underwriting | Mortgage Process | Videos

Bank Statements In The Mortgage Process

ByGustan Cho February 15, 2023December 18, 2023
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Apply Now In this guide, we will cover bank statements in the mortgage process. We will discuss how mortgage underwriters analyze bank statements of mortgage…

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Difference Between Pre-Qualification Vs Pre-Approval
Manual Underwriting | Mortgage Process | Videos

Pre-Qualification vs Pre-Approval

ByAlex Carlcucci February 14, 2023December 18, 2023
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Apply Now In this guide, we will cover pre-qualification vs pre-approval homebuyers. A pre-qualification is a general informal approval to see if the borrower qualifies…

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Mortgage Underwriter
Mortgage Process | Manual Underwriting | Videos

Mortgage Underwriter Role During The Mortgage Process

ByDale Elenteny February 13, 2023December 18, 2023
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Apply Now This blog will cover and discuss the mortgage underwriter role during the mortgage process. For borrowers ready to apply for a residential mortgage…

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About Us

Gustan Cho Associates Empowered By NEXA Mortgage LLC NMLS 1660690 is America's largest mortgage broker. Gustan Cho Associates is a dba of NEXA Mortgage LLC NMLS 1660690 who is the fastest growing mortgage broker in the nation. Licensed in 48 states including DC, Puerto Rico, and the U.S. Virgin Islands, Gustan Cho Associates has a national reputation for being to approve and close mortgage loans other lenders cannot close. The team at Gustan Cho Associates are experts in helping borrowers with credit scores down to 500 FICO and others who got denied at other mortgage companies. Talk to us today and shop for a house today.

Guidelines

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Recent Articles

  • Home Loans With Under 600 Credit Scores
    What Happens If Credit Scores Drop During Mortgage Process
    by Gustan Cho
    May 15, 2025
  • 2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    2 To 4 Unit Mortgage Loans Mortgage Guidelines And Requirements
    by Gustan Cho
    May 15, 2025

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director Gustan Cho Associates Gustan Cho Associates Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | Gustan Cho Associates Branch NMLS 2315275 | Gustan Cho Associates Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC

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  • About Us
    • Contact Us at Gustan Cho Associates
    • Get Pre-Approved
    • FICO Simulator
    • Why Gustan Cho Associates
    • Our Team at GCA
    • Find Loan Limits
  • Types of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Rate and Term Refinance Mortgage Loans
      • Chapter 13 Cash-Out Refinance
      • FHA Streamline Refinance Mortgages
      • VA Streamline Refinance
      • Refinancing NON-QM Loans To Conventional Mortgages
      • Refinancing FHA Loans To Conventional Loans
    • Condominium Loans
      • Warrantable Condos
      • Non-Warrantable Condos
      • Condotel Financing
    • FHA Loans
      • FHA Manual Underwriting Mortgage Guidelines
      • FHA Loans After Chapter 13 Bankruptcy Guidelines
      • FHA Loans With Bad Credit and Scores Down To 500 FICO
      • FHA Loan With Judgment
      • FHA Loans With Tax Lien
      • FHA W-2 Income Only FHA
      • FHA Loans with Charged-Offs Account
      • FHA Collections
    • VA Loans
      • VA Manual Underwriting Guidelines For VA Loans
      • VA Loans During Chapter 13 Bankruptcy
      • VA Loan Requirements
      • VA Loan With Bad Credit
      • VA Loans With Charge-Offs
      • VA Loans with Tax Lien
      • VA Loan with Judgment
      • W-2 Income-Only VA Loans
    • USDA Loans
    • Conventional Loans
      • Fannie Mae Foreclosure Guidelines on Conventional Loans
      • FANNIE MAE Bankruptcy Guidelines on Conventional Loans
      • FNMA Tax Lien Guidelines For Conventional Loans
      • FNMA Guidelines on Judgments For Conventional Loans
    • Non-QM Loans
      • Bank Statement Mortgage Loans
      • DSCR Loans
      • Asset-Depletion Mortgage Loans
      • Foreign National Mortgage Loans
      • ITIN Mortgage Loans
      • No-Doc Home Loans
    • Jumbo Mortgages
    • Commercial Loans
    • Bank Statement Mortgage Loans
    • DACA Mortgage Loans
    • Foreign National Mortgage Loans
    • ITIN Mortgage Loans
  • Careers
    • Career Opportunities
      • MLO License School
    • Mortgage Career Opportunities
    • REALTOR-MLO Career Opportunities
  • Videos
  • Testimonials
  • Blog
  • Talk To Loan Officer
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