This blog will cover HUD charge-off account guidelines on FHA loans. I get this question asked several times a day: Why do I have to pay a charge-off to qualify for an FHA loan? Many home buyers who call me every day are told that they are told to pay off all of their charged-off…
Apply Now In this guide, we will cover the high-cost mortgage for a homebuyer when it comes to getting a mortgage loan. High-Cost Mortgage is part of mortgage regulations. Lenders who violate High-Cost Mortgage rules can get fined and sometimes even get their mortgage licenses revoked. Mortgage regulators implemented and launched high-cost mortgage rules and…
Get a Fast Quote: Click Here Buying your first home in Nebraska with bad credit. Many of us may consider success in life in various ways. For some, it is about making it in your career, while for others, it’s about having a great family full of love. But we can all agree that if…
This article will cover how to get a mortgage in Idaho buying your first house in Idaho. Idaho, also known as the Gem State, continues to increase in population as more people keep moving to the state because of its beautiful scenery, mild climate, and low cost of living. You don’t want to be…
This guide covers the mortgage guidelines for buying home from family members. Gustan Cho Associates get many calls from home buyers about buying home from family members. There are many benefits to buying home From Family Members. Many home buyers often want to purchase a home from their parents. They were often raised in the…
Apply Now In this article, we will be covering qualifying for a mortgage with high debt-to-income ratio. Debt-to-income ratios is probably the most important factor when it comes to qualifying for a mortgage loan. Qualifying for mortgage with high debt-to-income ratio can become an issue no matter which mortgage loan program borrowers choose. The debt-to-income…
Get a Fast Quote: Click Here In this article, we will cover the USDA mortgage requirements and guidelines on home purchases. USDA loans are a very common and sought-after home loan program offered by private lenders and banks and insured by the U.S. Department of Agriculture Rural Development for rural and suburban areas throughout the…
This mortgage guide on Fannie Mae guidelines on conventional loans will cover the latest updates on Fannie Mae and Freddie Mac guidelines on changes in conforming loans. It will include loan limit increases in both standard median-priced areas and high-cost counties. Conventional loans are the mortgage loan of choice because borrowers are not stuck with…
Apply Now This Article Is About getting Chapter 13 Trustee Mortgage Approval on FHA or VA loans. You can buy a house during the repayment plan during Chapter 13 Bankruptcy. You do not have to wait until the Chapter 13 has been discharged. Not too many loan officers, realtors, or even bankruptcy attorneys realize that…
In this article, we will cover the difference between Conventional versus FHA loan guidelines. We will discuss the differences between Conventional versus FHA loan for borrowers. Borrowers may benefit from one loan program over the other. Each case will need to be evaluated on an individual case-by-case basis. There have been changes with Conventional versus…
Apply Now This Article Is About How To Buy And Sell A House At The Same Time Current homeowners, who have decided to purchase another home and sell a current home, what should be done? Is there a way on How To Buy And Sell A House At The Same Time? What are tips on How…
Apply Now This ARTICLE On Buying A House With Student Loans Mortgage Guidelines Was PUBLISHED On December 9th, 2019 Buying a house with student loans can be challenging. This holds especially true for borrowers with high student loan debt Deferred student loans no longer are allowed on government and conventional loans with the exception of…
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